About us

Credin is digital fintech platform committed to bring innovative digital financial products for New India. We believe in “Enabling People” with easy and affordable financial solutions. Our team consists of veteran Ex- bankers, chartered accountants, technocrats and data scientists working collaboratively to bring the new age financial services experience.


Credin was launched by two ex-Citi bankers who left their high paying corporate career to pursue their dream of helping the middle-class section of India to credit their monthly expenses. The digital platform, Credin took nine months to build and is now functioning with industry experts of veteran bankers, technocrats, chartered accountants and data scientists, providing the new-age financial services experience.

Birju Naik and Rupesh Bishnoi recognised the problem of the ongoing uncertain times. They came across various families hit by the ramifications of the pandemic. This directly impacted the education of students with parents being unable to provide infrastructure as well as regular school fees. The issue wasn’t limited to the parents, but school managements experienced difficult times with the unavailability of capital to pay teachers their salary.

The win-win solution introduced by Naik and Bishnoi came as a relief to several families. Credin Shiksha enables parents to pay the periodic school fees and cover the educational expense through 0% EMI. With the effortless enrollment process, one can pay regular monthly instalments in a hassle-free manner. The solution helps the schools to manage on-boarded pre-schools, school teachers and school vendors.

Credin creates innovative, digitally enabled, and technology-driven credit solutions that caters to the diverse needs of the people with a mission to promote financial inclusion.

Team Credin

Rupesh Bishnoi

Co- Founder

Birju Naik

Co- Founder

B K Mehta

Founding Member & Director

Shailesh Gorasia

Founding Member & Director-Credit Underwriting

Registered office

3-4, 3rd Floor, Riyaplex, 80 Urmi Society, BPC Road, Vadodara, Gujarat – 390020.

Branch office

5th Floor, 504 Samruddhi Complex, Opp. Sakar 3, Income Tax Circle, Ahmedabad, Gujarat – 380014

Get in touch

Give a miss call on:
+91 9672940500

Email us:

@ 2020 Upkram Technologies Pvt Ltd.

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